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Customer service 800-707-7492
General Inquiries: 973-500-6860

Process

Reliant Credit Repair Process

At Reliant Credit Repair, we do everything we can to make the credit repair process as easy and hassle-free as possible. We have designed a proven and effective way to help repair and build our Clients credit. Our main focus is to raise our clients credit scores which is calculated by 5 factors. Payment history (35%), Debt owed (30%), length of credit history (15%), new credit/inquires (10%), and mixture of credit (10%).

Free Credit Report Evaluation

Reliant Credit Repair has 3 unique plans to help work with all your budget needs. Please see the Pricing Page for more details. During your free credit repair consultation we go over your report and help create a game plan to get you back on track. Once we have the plan in place we then determine if you need any help in the areas below:

  • Building your credit
  • Debt settlement
  • Debt consolidation
  • Student loan consolidation
  • Applying for a mortgage or auto loan
  • Refinancing a mortgage or auto loan
  • Don’t Forget To Pull Your Credit Report and Score Here.

Initial Audit

Now it’s time to enroll in one of our programs, Visit the Get Started page to sign up. We will then perform the following services below and more:

  • Provide You With 24/7 Online Account Access
  • Opt-Out Prescreen & Do No Call Registry
  • Enroll in Credit Monitoring (Monthly Fee Applies)
  • Print & Mail 1st Round of Dispute Letters
  • 30-Minute Coaching Call

Get Started →

Build and Establish

This is where you will need to start building and establishing credit. We recommend that you have at least five (3) open & active accounts on your credit report to maximize your credit score. Reliant Credit Repair will help and guide you on applying for the following:

  • Authorized User (AU) Accounts
  • Secured Credit Cards
  • Credit Builder Accounts
  • Auto Loans
  • Department Store Charge Cards
  • Merchandise Credit Lines

This is the most important step in the program. You will not see your credit score increase
unless you add positive accounts to your credit report.

This alone will raise your credit score dramatically because adding positive credit lines to your credit report covers four areas;

  • payment history
  • length of credit history
  • new credit
  • mixture of credit for a total of 70% of your credit score.

Now you can understand why this is the most important step to the road of credit success.